HELP - I think we have a VIRUS
 

        Don't be hooked by a Phisher's Spoofed Website

Serious Virus Infection !

 
Understanding and Avoiding Phishing
                                                                 by Guest Author Krishna Pai


If you know what 'Fishing' is, then it's very easy to understand the definition of 'Phishing'. Just replace letter 'F' from the word Fishing with 'Ph'.

Yes, I am not joking. I mean it! Phishing is a higher level of spam. Phishing is nothing but fishing in the sea of the Internet. The victimized Net users are the fishes hooked by the hackers.
                            Phishing & Spoof Web sites

The role of the hacker is to lure the innocent Netizens by sending an e-mail from spoof sites, falsely claiming to be a legitimate enterprise, in an attempt to force the user into surrendering private information which will be used for identity theft.

The hyperlink in the e-mail directs the innocent user to a spoof Web site where they are asked to enter personal information like passwords, social security, and bank account numbers. Basically, hackers create Spoof Web sites to steal the user's personal information.

                         The Idea Behind Spoof Sites

I can give you the well-known example in which users received Spam e-mails from hackers misleading innocent users. It would appear as if these mails came from eBay, claiming that the user's account was about to be suspended unless he clicked on the link in the e-mail and update the credit card information hold by the genuine eBay web site.

The idea behind this scam is very simple as it is relatively simple to make a Web site look like a legitimate site. That's why Phishing is also called brand spoofing.

                      Tips To Stop Phishing & Report Phishing

If you smell anything fishy (phishy) or if you received an e-mail that appears to be from your bank requesting you to click a hyperlink in the e-mail and verify your online banking information, simply delete such e-mail and make it a rule... never click the hyperlink in that e-mail.

You'll be much safer if you --

     Contact your bank or financial institution by telephone and confirm whether
        they sent you that type of e-mail.

     Report Phishing to the Federal Trade Commission (FTC).

     Send Internet Phishing scam reports to local authorities like police and
        crime bureaus.

     Send details of a Phishing scam to the Anti-Phishing Working Group (APWG) to help
        them build up their database of Phishing scams, and to alert the Netizens.

     Last but not the least, if you're tempted to think that the hyperlink in the
        received e-mail is worth a click... take a deep breath, think twice before clicking
        that suspicious hyperlink and copy and paste the URL (hyperlink) into the web
        browser's address field and log on. This will help you land on a legitimate Web site
        instead of spoof Web site.

                                  Popular Targets Of Phishers

            Banks & Financial Institutions.
 
            Credit card companies.
 
            Auction portals.
 
            Online stores.
 
          Online stock trading companies.

                                     How To Smell Phishing?

It's very difficult for e-mail recipients to guess what they have in their mailbox. They can't guess whether it's a legitimate e-mail from an organization with whom they do business, or not. Although the "From" Field of the e-mail may have the web site address of that organization, and the hyperlink may also seem to include it, clicking that hyperlink could take them to a spoof Web site.

To avoid this situation, you must have the good sense to smell something fishy (phi shy) because any legitimate web site never asks you to Update your personal information simply by sending an e-mail with a link to a supposed update form.

Use your commonsense and ask yourself a simple question, "Why would a legitimate web Site ask me to update my personal information through a hyperlink via e-mail, since that organization has its own legitimate web site?" I hope you have got the answer.

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Krishna Pai
is a webmaster and a writer from India. Get Internet Security tips, Computer Tutorials, reviews, Hardware & Software Tips, from his 'How to' guides at: http://www.cheapest-computer-hardware-software.com/   For more Computer tips join his "Build Computer ezine" at http://www.cheapest-computer-hardware-software.com/build_computer_ezine.html
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Thank you and Safe Surfing.
Richard
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